Hello Chris,
What a splendid idea to have a pensioners forum! I'm sure it will be super for exchanging views and ideas, and finding out our entitlements, well done!!

Myself, I am a UK pensioner, on half pension living in France. For 2 1/2 years we have been doing battle with Tax Credits, first paying us, then stopping payments, then can't make up their minds why on either count!! and didn't even send us a formal letter for 9 months! Anyway we appealed and are coming to England next week to hear our appeal. Yet another shambles by Tax Credits by all accounts. They seem to have no idea of how frustrating this sort of thing is when you are "getting on". and I have to say, no-one you speak to seems to have any notion of what they are doing!

(grumpy old woman bit now)
When I was a young girl if you didn't know your job you were out, as there would be plenty more to take your place. Today it's like speaking to plastic people, trained to be pleasant, but with no brain

Anyway, thats my story, hope to be back soon, and keep up the good work!
Old Age Sushi