I/we hit pension age earlier this year, the wife a few weeks before me. Like any good woman, she was on her entitlement like a rash. When it came to my turn, I sort of got lazy about it or it might've been I couldn't believe I had hit that age !!
Anyway after continuous nagging by the whole of the family I applied for it, couldn't believe how easy it was via the phone. Few days later I get a four page letter telling me that I'm owed £2,300........RESULT. The question is, did I tell my wife? We went halves, as you do :-)