Author Topic: state pension 2019  (Read 568 times)

Traveller

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Re: state pension 2019
« Reply #15 on: Nov 08, 2018, 04:57:45 PM »
It's the winter fuel allowance that tickles me.

What about the Christmas bonus?  Now that is a joke.  10 since the year it was introduced.  Just about enough for a reasonable bottle of wine now.
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crabbyob

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Re: state pension 2019
« Reply #16 on: Nov 08, 2018, 05:18:59 PM »
i think i get 163... so am i work-shy
please brian dont
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Dayjo

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Re: state pension 2019
« Reply #17 on: Nov 08, 2018, 09:36:38 PM »
i think i get 163... so am i work-shy
please brian dont


I get 237. What does that make me?  ???
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fortyone

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Re: state pension 2019
« Reply #18 on: Nov 08, 2018, 10:22:05 PM »
What about the Christmas bonus?  Now that is a joke.  10 since the year it was introduced.  Just about enough for a reasonable bottle of wine now.
I didn't even know there was one...

Diasi

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Re: state pension 2019
« Reply #19 on: Nov 09, 2018, 08:13:15 AM »

I get 237. What does that make me?  ???

Lucky, as I only get 124.39p which is only 11.78p more than half of what you get.
« Last Edit: Nov 09, 2018, 08:25:58 AM by Diasi »

fortyone

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Re: state pension 2019
« Reply #20 on: Nov 09, 2018, 09:36:18 AM »
I don't recall the exact amount - about 130 I think but I do recall that for some strange reason my wife gets 6p more than me and she had less stamps. I think they calculate your pension by pulling the numbers out of a hat. If there is some formula it must be a state secret to avoid appeals.

crabbyob

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Re: state pension 2019
« Reply #21 on: Nov 09, 2018, 09:39:49 AM »
they are striving to keep us confused in case we look at what the German, French and even the Spanish get...
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Dayjo

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Re: state pension 2019
« Reply #22 on: Nov 09, 2018, 01:23:11 PM »
Lucky, as I only get 124.39p which is only 11.78p more than half of what you get.

Yes! I guess so....

Why pensions should vary so much, puzzles me.

I paid the married man's stamp, from decimalisation day, when Christine "retired". Opting, in/ out to serps etc, as instructed, over the years.

She now receives 75. Our weekly total is 313.  :)
David & Christine...... NE Derbyshire.

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Not, constantly working to be better, or to have more......

fortyone

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Re: state pension 2019
« Reply #23 on: Nov 09, 2018, 02:32:23 PM »
If you opt out from Serps you had money paid into a private scheme which would supposedly pay more than the state additional pension.  I expect the biggest beneficiaries of opting out were the pension advisers. I opted out because I was advised to. My wife worked for my Ltd company and didn't get paid enough to pay more than minimal NI (it was mostly a way of using her otherwise unused personal allowance).


Actually I just checked and we both get something above basic state pension although why is a mystery. It shows as Post 97 additional State pension.
Me 149.78
Wife 150.27

Alex22

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Re: state pension 2019
« Reply #24 on: Nov 09, 2018, 03:02:20 PM »
When I got married at 19  8) I paid a married woman's stamp because like most young couples, money was tight.  I had no idea what that would mean for my pension and tbh who thought about pensions at that age !
 

firenze

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Re: state pension 2019
« Reply #25 on: Nov 09, 2018, 03:45:04 PM »
SERPS are included I believe,  it is a bit like a lucky dip isn't it. What price a job in the Pensions departments ??? 
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fortyone

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Re: state pension 2019
« Reply #26 on: Nov 09, 2018, 04:24:24 PM »
You probably get less if you were assessed on a rainy Monday morning.

BazzerPontefract

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Re: state pension 2019
« Reply #27 on: Nov 09, 2018, 06:51:54 PM »
When I got married at 19  8) I paid a married woman's stamp because like most young couples, money was tight.  I had no idea what that would mean for my pension and tbh who thought about pensions at that age !
Alex,
That is something my wife talks about a lot - she claims, with some justification, it was a form of mis-selling by the State.  The same applies to company pension schemes; people on part-time (generally women) weren't allowed to join the schemes, until recent times.  And finally, it is about 55 years old when you really start thinking about pensions, an age when it is a bit late, but there you go.


Coastal

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Re: state pension 2019
« Reply #28 on: Nov 09, 2018, 09:05:55 PM »
I don't get mine for another 2 years, and although I have paid everything that was due from 1970 to 2015 (early retirement) I will still be about 15 a week short of the full pension (at current estimate) or I can pay from now plus about 2000 to make it up, I think I'll give that a miss.
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crabbyob

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Re: state pension 2019
« Reply #29 on: Nov 10, 2018, 05:01:55 AM »
after the miners strike they gave us a form to fill that would allow them to stop a little extra every week to make up for the year we didnt work... i filed mine in the toilet....
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