Flying bomb, I was fortunate in being able to put a few bob away, and I have no time for the idle scroungers of society, but there are many that for a whole variety of reasons despite a lifetime of hard graft were unable to save, Like many others I suspect, with the latest increase council tax, energy costs, etc, this years paltry state pension increase will be more than wiped out many times over, I am lucky, in being able to make up the shortfall, many cannot, there is no excuse for what is effectively reducing an already p**s poor state pension.