Author Topic: Disaster Fund  (Read 1541 times)

Hugh

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Disaster Fund
« on: Feb 23, 2020, 09:05:36 AM »
Many people are now suffering financially through no fault of their own. IE Cladding on buildings and flood damage. Many of them are working class people, being forced into poverty. Its time a disaster fund was set up to help these people.

sparky

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Re: Disaster Fund
« Reply #1 on: Feb 23, 2020, 09:18:37 AM »
I do believe Brian has already sent them a large sum anonymously

klondike

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Re: Disaster Fund
« Reply #2 on: Feb 23, 2020, 09:20:40 AM »
He was so keen to be anonymous that he didn't sign the cheque...
So long and thanks for all the fish

sparky

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Re: Disaster Fund
« Reply #3 on: Feb 23, 2020, 09:24:51 AM »
 ;D ;D ;D ;D

Ashy

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Re: Disaster Fund
« Reply #4 on: Feb 23, 2020, 09:30:12 AM »
Hugh has made a fair point. Many of us live in buildings that are managed by property companies. When they do a job, they surcharge the tenants for the absolute rolls-royce job. In some cases the tenants have to pay for repairs in other buildings on  the estate. OK they signed up for it but are probably not covered by insurance.

klondike

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Re: Disaster Fund
« Reply #5 on: Feb 23, 2020, 09:33:20 AM »
The truth is that Forest Gump had it right. Nobody said that life would be fair and it so frequently isn't.
So long and thanks for all the fish

Diasi

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Re: Disaster Fund
« Reply #6 on: Feb 23, 2020, 09:39:10 AM »
Many people are now suffering financially through no fault of their own. IE Cladding on buildings and flood damage. Many of them are working class people, being forced into poverty. Its time a disaster fund was set up to help these people.

Just so long as it's funded by donations & not by taxes.

As regards cladding, it should be funded by the firms that installed / made the cladding.
Make every day count, each day is precious.
"Death leaves a heartache no one can heal, love leaves a memory no one can steal".  (Cassandra)

BazzerPontefract

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Re: Disaster Fund
« Reply #7 on: Feb 23, 2020, 09:51:47 AM »
Many people are now suffering financially through no fault of their own. IE Cladding on buildings and flood damage. Many of them are working class people, being forced into poverty. Its time a disaster fund was set up to help these people.
Not a good idea IMO - where do we stop?  Do we include a fallen tree when the owner of the land can't afford its removal.

Hugh

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Re: Disaster Fund
« Reply #8 on: Feb 23, 2020, 09:58:33 AM »
As regards cladding, it should be funded by the firms that installed / made the cladding.                                       

 
I agree but this is not happening, and the owners are face with huge bills. Many have a mortgage and unable to cover these charges. Trapped and unable to sell, and likely to join the homeless

Hugh

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Re: Disaster Fund
« Reply #9 on: Feb 23, 2020, 10:07:02 AM »
The disaster fund should be for owners who cannot get home insurance B.P.

BazzerPontefract

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Re: Disaster Fund
« Reply #10 on: Feb 23, 2020, 10:13:08 AM »
Trapped and unable to sell, and likely to join the homeless
Hugh,
So what might be the difference between the above and the millions of home owners who fell into negative equity at various financial crisis over the last 50 years.

BazzerPontefract

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Re: Disaster Fund
« Reply #11 on: Feb 23, 2020, 10:17:57 AM »
The disaster fund should be for owners who cannot get home insurance B.P.
Hugh
Why should they live in homes they can't get insurance on and then expect the government to provide cover free.

Hugh

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Re: Disaster Fund
« Reply #12 on: Feb 23, 2020, 10:25:49 AM »
Flooded once B.P and being flooded will be excluded from home insurance policy.

Ashy

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Re: Disaster Fund
« Reply #13 on: Feb 23, 2020, 10:35:44 AM »
"As regards cladding, it should be funded by the firms that installed / made the cladding."

While the lawyers are suing one another to ascertain who made it, who specified it, who installed it etc, it will almost certainly be cheaper to pay for it. There's a genuine problem here in that materials may not be made for the purpose to which they are put, and if they are, who said they could be, blah-de-blah... or even if the testing regime was adequate as in the case of metalised mylar (Swiss Air disaster q.v.)

Ashy

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Re: Disaster Fund
« Reply #14 on: Feb 23, 2020, 10:41:19 AM »
And also if the government steps in and volunteers us to pay for it, I guarantee there will be a lot of unnecessary work done or charged for under its cover. Maybe cladding isn't a good idea for buildings.